Dental implants are a much better than dentures or dental bridges. But implants are way
costlier than the other two. Most of the dental insurance policies don’t cover dental implants.
The cost of one implant is more than what most normal dental insurance plans pay out for a
Dental Insurance And Dental Implants
Dental insurance doesn’t cover dental implants. They will cover for dentures or bridges. As
the expense of a dental implant is higher than the annual payout of dental insurances, people
manage to combine the payout of two years and get an implant done. But, what do you do if
you have to do more than one implant?
Dental Implant Insurance Or Dental Discount Plans
For a dental implant insurance, you need to pay a premium and a deductible. There is also a
waiting period before you can get the procedure done. Most of the insurance plans have a cap
on the amount you will get, and you cannot claim anything more than that.
What Are Dental Discount Plans?
Dental discount plans don’t work like dental implant insurance. They are more like
memberships in a club. You can enroll yourself in an annual fee varying between $80 and
$180. Once you have enrolled for this membership you can get discounts from dentists who
are associated with the scheme. The discounts will vary with each one.
The main advantage of the discount plan is that there is no cap on how much you can spend
in a year. You can avail of services for any amount in a particular year and you will get the
specified discount on each of these. The discounts are available without any additional
There are no deductibles to be paid to avail this facility. Normally the scheme will start
working within three days of your joining the membership. The advantage is that no dental
procedure is disallowed in this scheme. Even cosmetic surgeries are eligible for the discounts.
These are not covered by dental insurance.
How To Choose The Best?
You should compare the plans of different companies before you settle on one. The discounts
can vary with each company. You should also check which dentists are attached to which
plan. You should choose the plan which will allow you to visit your favorite dentist.
Checking out the Dental Discount Plan is a good option for dental implant insurance.